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Farm Owners Coverage: 01/13/10 9:23:02 AM
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We have expert staff that is highly trained to understand the needs of todays farmers and estate owners. Our agents not only have knowledge of coverages needed but also have hands on expierence with farming. We pride ourselves on the ability to correctly and accurately acess each individual farm or estate's needs and suggest the right coverages to cover your assets and liabilities. We also have special programs to insure center pivot irrigation systems and certain types of livestock and horses. With tools we have we can get you they coverage you need at a price you can afford!
Some of the Coverages we have available include:
Property
- Dwelling, personal property, additional living expenses
- Farm equipment and tools
- Barns, stables, silos, grain legs, dairy parlors, hog confinements, and other farm structures
Farm Liability
- Bodily injury and property damage liability
- Medical payments
- Personal and advertising injury liability
- Limited farm pollution liability
Extra Coverages
- Ordinance or law
- Borrowed farm machinery
- Livestock insurance
- Private power and light poles
- TV antennas, towers and satellite dishes
Custom Policy Options
Property Optional Coverages
- Expanded replacement cost for dwellings
- Coverage for special causes of loss on household personal property
- Backup of sewers, sump pumps and drains
- Scheduled and unscheduled farm personal property
- Borrowed farm machinery - additional limits
- Coverage for farm personal property during peak season
- Reproductive materials coverage
- Spoilage coverage
- Suffocation of poultry and livestock
- Outbuilding coverage available on a blanket basis
- Replacement coverage on barns, outbuildings and confinement structures
- Farm earnings and extra expense
- Earthquake
- Expanded property coverage endorsement
- Equine expanded coverage endorsement
- Recreational vehicles
- Theft of building materials
Optional Liability Coverages
- Custom farming
- Business activities
- Animal care, custody and control
- Equine activities
- Recreational vehicles
- Employers liability (where applicable)
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